MYTIME – Privacy Policy
Operator: EIRENE VENTURES LIMITED (Canada)
1. Data Collected
We collect:
- Account details
- Credit purchase records
- Session duration data
- Earnings records
- Device and IP information
- KYC documentation (where required)
We do not record calls or chats unless required for legal or safety purposes.
2. Use of Data
We use data to:
- Operate the Services
- Process credit purchases
- Calculate Creator Earnings
- Prevent fraud
- Conduct KYC/AML checks
- Comply with legal obligations
3. International Transfers
Data may be processed in Canada and other jurisdictions with appropriate safeguards including contractual protections.
4. User Rights
Depending on jurisdiction, users may request:
- Access
- Correction
- Deletion
- Data portability
Contact: [Insert Privacy Email]
Separate Creator Agreement
This applies only to users who enable monetization. Between Creator and EIRENE VENTURES LIMITED.
1. Independent Status
Creator is an independent contractor.
Nothing in this Agreement creates:
- Employment
- Partnership
- Agency
Creator is responsible for taxes and reporting.
2. Earnings Structure
Creator Earnings are calculated per Section 5 of the Terms.
MyTime deducts a Platform Service Fee.
3. Tax Responsibility
Creator agrees to:
- Declare earnings in their jurisdiction
- Provide required tax documentation
- Comply with local tax laws
4. Compliance
Creator agrees to comply with:
- AML/KYC requirements
- Sanctions screening
- Content safety rules
Failure may result in termination and forfeiture of Earnings.
5. Chargebacks
If a payment is reversed, related Earnings may be deducted.
Regulator-Ready Compliance Summary
This is not public-facing but for regulators, investors, and banking partners.
Platform Classification
MyTime is:
- A digital marketplace platform
- Not an e-money issuer
- Not a bank
- Not a payment institution
Credits are prepaid usage tokens, not stored monetary value.
AML Controls
- KYC required for withdrawals
- Transaction monitoring
- Sanctions screening
- Suspicious activity review
- Earnings freeze capability
Risk Mitigation
- Chargeback protection
- Audit logs
- IP/device tracking
- Fraud scoring
- Tiered withdrawal limits
Data Protection
- GDPR-aligned processing
- SCCs for cross-border transfers
- Encrypted payment processing
- Secure authentication